The Effects of a DUI on Your Personal Life

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Driving under the influence (DUI) is a serious offense that can have far-reaching consequences for your life. The immediate effects of a DUI can be severe, and they can have a lasting impact on your future. In this article, we’ll explore the effects of getting a DUI and what you can expect if you find yourself facing charges.

First and foremost, getting a DUI can result in the loss of your driver’s license. Depending on the severity of the offense, you could have your license suspended or even revoked. This can make it difficult to get to work, run errands, or take care of your family. In some cases, you may be eligible for a hardship license that allows you to drive to certain locations, but this can be restrictive and inconvenient.

Another effect of getting a DUI is the financial impact. Depending on where you live, you could face hefty fines, court costs, and attorney fees. You may also need to pay for alcohol education classes, substance abuse treatment, and ignition interlock devices. All of these costs can add up quickly, leaving you with a significant financial burden.

In addition to the immediate consequences, a DUI can also have long-term effects on your life. For example, having a DUI on your record can make it difficult to find a job or secure housing. It can also affect your ability to obtain certain professional licenses or certifications. In some cases, a DUI may even impact your ability to travel to certain countries.

The effects of a DUI can also extend to your personal life. If you have children, a DUI could impact your custody arrangements. It could also strain your relationships with friends and family members who may be disappointed or upset by your actions. The shame and guilt associated with a DUI can be difficult to overcome, and it may take time to repair your reputation.

Getting a DUI can have a significant impact on your life. It can result in the loss of your driver’s license, hefty fines, and other financial costs. It can also affect your ability to find a job, secure housing, or obtain certain professional licenses. Furthermore, a DUI can strain your personal relationships and cause feelings of shame and guilt.

Who Is Affected By Social Security Changes?

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Changes have occurred to Social Security throughout the years, sometimes by newly signed laws, sometimes by a schedule established with predictable dollar amounts and time frames to be enforced in the future.

Are There Changes in Social Security Benefits in 2019?

All retirees already receiving Social Security benefits, and future retirees still in the workforce are subject to new rules.

In 2019, the most notable change for most retirees is the 2.8% Cost of Living Adjustment (COLA). This is the biggest increase in benefits since 2012 when the increase was 3.6%. There is not an increase in benefits every year. In 2016, 2011, and 2010 there was no increase.

Another change is the raising of full retirement age. Full retirement age in 2018 was 66 years and four months. In 2019 that will increase to 66 years and six months. Full retirement age is scheduled to increase by two months every year until 2022 when age 67 will become full retirement age.

The full retirement age for people born in the following years are:

  • Born in 1955, age 66 years and 2 months
  • Born in 1956, age 66 years and 4 months
  • Born in 1957, age 66 years and 6 months
  • Born in 1958, age 66 years and 8 months

Any person may still draw Social Security benefits at age 62 but will receive a reduced benefit that is locked in for life.

FICA taxes are divided into two components. The Social Security portion is 6.2%. The Medicare portion is 1.45%. The maximum taxable earnings for the 6.2% rate will increase to $132,900 in 2019. It was $128,400 in 2018.

The Medicare portion will be a 1.45% tax rate on earnings up to $200,000 for individuals filing single. On earnings above $200,000 the Medicare tax rate increases to 2.35%. For married couples filing jointly, this amount is $250,000. This split has been in effect since 2013. In the year 2012, and earlier years, the rate was 1.45% for all earnings.

You may apply to begin receiving regular Social Security benefits at age 62 at the Social Security website.

Official Social Security Website: https://www.ssa.gov

SSA Fact Sheet: https://www.ssa.gov/news/press/factsheets/colafacts2019.pdf

Six Changes: https://www.investopedia.com/retirement/social-security-changes